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What to Do After a Rental Car Accident in Portugal

🚗 What to Do After a Car Accident in Portugal With a Rental Car 

What to Do After a Rental Car Accident in Portugal

See also  Day Trips from Lisbon by Rental Car — Top 7 Getaways


❗ Why This Guide Matters

Car accidents can happen anywhere — even on vacation.
If you’re driving a rental car in Portugal and get into an accident, it’s crucial to:

  • Know the proper legal and insurance steps
  • Avoid making costly mistakes
  • Handle things calmly and correctly

Whether it’s a minor fender-bender or more serious, here’s what every tourist should know.


🧾 Step-by-Step: What to Do After a Car Accident in Portugal


✅ 1. Stop Immediately and Turn On Hazard Lights

  • Pull over safely
  • Turn on hazard lights
  • Use the warning triangle (placed at least 30 meters behind the car)

✅ 2. Check for Injuries and Call Emergency Services (If Needed)

  • Dial 112 for ambulance or police (English-speaking operators available)
  • Remain calm
  • Give your location (road name + closest marker)

✅ 3. Exchange Details With the Other Driver

Write down or take a photo of:

  • Name and contact info
  • License plate number
  • Driver’s license number
  • Insurance provider and policy number
  • Rental company information (if applicable for both)

✅ 4. Take Photos and Videos of the Scene

  • Include all vehicles, road conditions, and any visible damage
  • Photograph license plates and street signs
  • Video can help if there’s a dispute

✅ 5. Fill Out the European Accident Statement (“Declaração Amigável”)

  • This form is provided in most rental cars (glove compartment)
  • Fill it out even if the other party is at fault or uncooperative
  • Use the English side if needed

📌 IMPORTANT: You must submit this form to the rental company even for small incidents.


✅ 6. Call the Rental Company Right Away

  • Use the 24/7 emergency number provided in your rental agreement
  • Inform them of the situation
  • They may instruct you to bring the car to a specific location or arrange a tow

✅ 7. Police Report (Boletim de Ocorrência) – Required When:

  • Someone is injured
  • A third party refuses to cooperate
  • There is serious damage
  • Any of the cars are not drivable

Police will file the report, and you will need a copy for the rental company and insurance.

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📦 What Happens Next? (Rental Company Procedure)

Scenario What Happens
Minor damage + full insurance ✅ Covered (no charge to you)
No insurance or basic cover only ❌ You may be liable for up to €1000–2000
Car is not drivable ✅ They’ll provide replacement or tow
Police report needed ✅ Company will request a copy

🧠 Tip: This is why full insurance (zero excess) is highly recommended when booking.


📜 Documents You’ll Need to Provide

  • Your rental agreement
  • Your driver’s license
  • The filled-out accident report
  • Photos/video of the damage
  • Optional: Police report (if filed)

🧠 Tips to Handle the Situation Smoothly

Situation Smart Response
No one is hurt ✅ Fill out the form & take photos
Other driver is aggressive ✅ Stay calm, wait for police
You don’t speak Portuguese ✅ Call rental support for translation
It’s a hit-and-run ✅ Report immediately to police + rental
Damage discovered after return ✅ Check car at pickup/return + take pics

❓ FAQ – Car Accidents in Portugal With a Rental Car

Q: Will my travel insurance cover the damages?
A: Only if it includes rental car coverage — otherwise use full rental insurance.

Q: What if the accident was not my fault?
A: Still follow all steps and submit documentation — the rental company will handle the insurance claim.

Q: Can I leave the scene if the damage is minor?
A: No. Always exchange info and file a report with the rental agency.


🟢 Summary – What to Do After a Rental Car Accident in Portugal

Step What to Do
Stop & secure the scene ✅ Use hazard lights + triangle
Exchange details ✅ License, insurance, photos
File accident report ✅ Use the official form from glovebox
Notify rental company ✅ Call support ASAP
Submit documents ✅ Within 24–48 hours

🚘 Avoid Problems With Smart Rental Choices

Choose cars with:

  • ✅ Full insurance (zero deposit)
  • ✅ 24/7 accident support
  • ✅ Debit card options
  • ✅ Clear damage reporting policies

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