🚘 Lisbon Car Rental with Enterprise — Debit Card Accepted: How It Works
Don’t have a credit card? Want to rent a car in Lisbon with your Visa or MasterCard debit? Enterprise does allow debit card rentals in Lisbon — but with specific conditions.
This guide explains how to do it safely and successfully, avoiding surprises at the counter.

💳 Does Enterprise Accept Debit Cards in Lisbon?
Yes – but only with full insurance and advance booking.
💸 Don’t Overpay at the Airport
Compare real-time rental deals with no hidden fees or credit card needed.
| Requirement | Status |
|---|---|
| Visa/MasterCard debit | ✅ Accepted (not prepaid or virtual) |
| Full insurance purchase | ✅ Required |
| Name must match driver | ✅ Mandatory |
| Refundable deposit | ✅ Still required (€300–€800) |
🚫 Enterprise does not accept Revolut, Wise, Apple Pay, or virtual cards.
✅ Step-by-Step: How to Rent with a Debit Card
- Book online in advance – airport location preferred
- Choose “Pay at Location” and add full insurance
- Bring:
- Debit card (same name as booking)
- Passport or ID
- Driver’s license
- At pickup, confirm:
- Deposit will be taken, not just blocked
- Insurance covers all excess (CDW + theft + glass)
💡 Staff may still ask for a credit card unless you clearly booked with insurance. Show your voucher!
🏦 Deposit & Refund with Debit Card
| Item | Details |
|---|---|
| Amount | €300–€800 (depends on car class) |
| Method | Withdrawn, not just blocked |
| Refund time | 7–10 working days after return |
🔁 If renting for longer than 7 days, deposit may be renewed weekly.
🛡️ Full Insurance = Key to Approval
To rent with a debit card, Enterprise requires full protection. You can:
- ✅ Add it at booking (recommended)
- ✅ Buy directly at the counter (more expensive)
- ❌ 3rd party insurance may not be accepted for debit card rentals
📍 Best Pickup Location for Debit Rentals
- ✅ Lisbon Airport (LIS) – full service, most flexible
- ⚠️ Downtown offices: check in advance, smaller staff and stricter policies
- 🕒 Tip: Avoid pickups during weekends or outside office hours
🧭 Final Tips
- ✅ Book via Enterprise.pt or Discovercars with full coverage
- ✅ Avoid Revolut/Apple Wallet – bring physical card
- ✅ Allow extra time for deposit processing
- ✅ Call ahead to confirm debit card terms in writing




