How to Rent a Car at Palma de Mallorca Airport Without a Credit Card

✈️ Why Travelers Choose Palma de Mallorca Airport for Car Rentals

Palma de Mallorca Airport (PMI) is one of Spain’s busiest vacation gateways, serving millions of travelers heading to stunning Mediterranean beaches 🌊 and mountain villages of the Balearic Islands.

For most visitors, renting a car is the best way to explore Mallorca’s beauty — from Palma’s old town to Cap de Formentor. But what if you don’t have a credit card?

Good news: Many car rental companies at Palma Airport now accept debit cards and even offer no-deposit options if you purchase full insurance.

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💳 Can You Rent a Car Without a Credit Card at Palma Airport?

Yes, absolutely! 🙌
While many large rental brands still prefer credit cards, several reputable companies at Palma de Mallorca Airport now accept Visa Debit or Mastercard Debit.

Here’s a clear comparison 👇

Company	Accepts Debit Card	Deposit Required	Extra Insurance Needed	24h Pickup/Return
Centauro	✅ Yes	€300	Optional	✅ Yes
Record Go	✅ Yes	€400	Recommended	✅ Yes
OK Mobility	✅ Yes	€300	Optional	✅ Yes
Goldcar	✅ Yes	€250–€400	Often required	✅ Yes
Europcar	⚠️ Limited	€500–€900	Yes	✅ Yes
Hertz	⚠️ Limited	€600	Yes	✅ Yes

💡 Tip: Always check if your debit card has your name embossed (printed) — some companies accept only that type.

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🧭 Step-by-Step: Renting a Car Without a Credit Card in Palma Airport

Follow these easy steps to secure your rental confidently 👇

1. Search Online Before Arrival
   Use booking platforms like DiscoverCars, Auto Europe, or Discovercars. Filter results by “No Credit Card” or “Debit Card Accepted.”
2. Select a Trusted Company
   Centauro, Record Go, and OK Mobility are among the most flexible for debit card users.
3. Choose Full Coverage Insurance
   This helps reduce or eliminate deposits and makes the process smoother.
4. Bring the Right Documents
   • Passport or National ID
   • Driver’s license (plus International Permit if required)
   • Return flight ticket
   • Debit card in your name
5. Confirm the Deposit Amount
   Even with a debit card, most rentals block a refundable deposit (€200–€600). Ensure your card balance covers it.
6. Pick Up Your Car
   All major desks are located in Terminal 1 (Arrivals area), right after baggage claim.

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🏢 Car Rental Companies at Palma de Mallorca Airport

Here’s a quick overview of where to find each provider 👇

Company	Location	Card Types Accepted	Contact
Centauro	Off-Airport (Shuttle 3 min)	Debit & Credit	+34 971 269 911
Record Go	Parking Level 0	Debit & Credit	+34 936 192 468
OK Mobility	Terminal Parking	Debit & Credit	+34 902 360 636
Goldcar	Parking Floor -1	Debit & Credit	+34 918 341 400
Europcar	Terminal 1 Desk	Credit preferred	+34 971 743 705

🚌 Shuttle pick-up: Some companies (like Centauro) provide free shuttle buses every 5–10 minutes from the Arrivals exit.

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💰 Deposit & Insurance Options

If you’re renting without a credit card, the deposit and insurance choice become crucial.

Insurance Type	Deposit (€)	Covers	Best For
Basic	500–900	Damage & theft (partial)	Credit card users
Full Coverage	0–300	Damage, theft, tires, windows	Debit card users
Zero Deposit	0	All-inclusive	No-credit travelers

✅ Choosing Full Coverage is the safest and most convenient way to avoid unexpected costs.

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🏦 How to Prepare Your Debit Card for a Car Rental

Before your trip, ensure your card is ready for international use 🌍

• Check spending limits: Ask your bank to raise daily transaction limits temporarily.
• Enable foreign transactions.
• Ensure sufficient balance for the security deposit.
• Keep proof of payment (screenshot or receipt).

💡 Some prepaid cards (like Revolut or N26) work at certain rental offices — check this in advance.

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⛽ Fuel Policies at Palma Airport Rentals

Each company may apply a different fuel policy. Knowing this helps avoid extra fees 💰

Fuel Policy	Meaning	Recommendation
Full-to-Full	Return full	Best value; refill nearby
Same-to-Same	Match pickup level	Take photo at pickup
Full-to-Empty	Pay upfront	Convenient for short stays

🛢️ Closest gas station:

• Repsol Aeroport Palma – Open 24/7, just outside the terminal exit.

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🕒 Returning a Debit-Based Rental Car

Returning your car is simple:

1. Follow “Car Return / Rent a Car Devolución” signs.
2. Park in your rental company’s zone.
3. Staff inspects the vehicle (or use drop box after hours).
4. Deposit is refunded to your debit card within 3–10 business days.

📷 Pro Tip: Take photos of the car’s exterior, odometer, and fuel gauge before leaving — just in case of disputes.

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🌴 Best Places to Visit by Car from Palma Airport

If you’ve successfully rented your car — debit card and all — here are must-see Mallorca destinations 🚗💨

Destination	Distance (from Airport)	Drive Time	Highlight
Palma Old Town	10 km	15 min	Gothic Cathedral & tapas bars
Valldemossa	25 km	30 min	Mountain village charm
Sóller	33 km	40 min	Orange groves & tram rides
Alcúdia	60 km	50 min	Historic port town
Cap de Formentor	80 km	1 hr 15 min	Scenic cliffs & beaches

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💬 Frequently Asked Questions

Q1: Can I rent a car at Palma Airport with a prepaid card?
A1: Some companies like OK Mobility accept prepaid Visa/Mastercard if they include your name and sufficient balance.

Q2: What’s the minimum age for debit rentals?
A2: Most providers require drivers to be 21+, but young driver fees may apply under 25.

Q3: How long does it take to refund the deposit?
A3: Usually 3–10 days, depending on your bank.

Q4: Do I need extra insurance with a debit card?
A4: Yes, full coverage is highly recommended — it often replaces a large deposit.

Q5: Can I rent a luxury car without a credit card?
A5: Rarely — luxury and premium classes usually require a credit card for security reasons.

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✅ Conclusion
Renting a car at Palma de Mallorca Airport without a credit card is simple, flexible, and safe when you know which companies to choose.
Providers like Centauro, OK Mobility, and Record Go make debit card rentals smooth — no hidden fees, no stress.

So grab your keys, explore Mallorca’s hidden coves, and enjoy the Mediterranean sunshine 🌅🚗