- Rent in Lisbon Without a Security Hold — 2025 Full Guide
- ✅ What Does “No Deposit” Car Rental Actually Mean?
- 💳 Credit Card Hold vs No Deposit – What’s the Difference?
- 🏆 Car Rental Companies in Lisbon Offering Zero Deposit (2025)
- 💰 Average Pricing (with Zero Deposit)
- 🧭 How to Rent a Car in Lisbon Without a Deposit – Step by Step
- ⚠️ Common Mistakes to Avoid
- 🧠 Why Travelers Choose No Deposit Rentals
- ✅ Summary – Yes, You Can Rent a Car in Lisbon Without a Deposit
Rent in Lisbon Without a Security Hold — 2025 Full Guide
Renting a car in Lisbon without having a large deposit frozen on your credit card is possible — but only if you know where to look. Many travelers are frustrated by €800–€1,500 security holds at the rental desk, but there are real ways to avoid deposits completely.

In this guide, we’ll explain how to rent a car in Lisbon with zero deposit, which companies allow it, what’s the catch (spoiler: insurance), and how to make sure you don’t get surprised at the counter.
✅ What Does “No Deposit” Car Rental Actually Mean?
Normally, rental companies block a security deposit on your credit card. This hold covers:
- Potential damages
- Fuel differences
- Toll charges
- Late returns
With “no deposit” rentals, no amount is blocked or frozen if you purchase full insurance from the provider.
💸 Don’t Overpay at the Airport
Compare real-time rental deals with no hidden fees or credit card needed.
💳 Credit Card Hold vs No Deposit – What’s the Difference?
| Option | Credit Card Hold | No Deposit (Zero Hold) |
|---|---|---|
| Amount Blocked | €300 – €1,500 | €0 |
| Card Required | Credit card or high deposit | Often works with debit cards |
| Insurance Included? | Basic CDW only | Requires Full Protection |
| Risk to Traveler | High (if damage occurs) | Low (zero liability) |
🏆 Car Rental Companies in Lisbon Offering Zero Deposit (2025)
| Company | Accepts Debit Cards? | Zero Deposit Available? | Condition |
|---|---|---|---|
| Centauro | ✅ Yes | ✅ Yes | Must buy Full Coverage (SCDW) |
| OK Mobility | ✅ Yes | ✅ Yes | Full insurance required |
| Drive on Holidays | ✅ Yes | ✅ Yes | With full coverage at booking |
| Klass Wagen | ✅ Yes | ⚠️ On request only | Requires direct contact |
| Record Go | ✅ Yes | ✅ Yes | Select “No Excess” option |
💡 Tip: Always check “Full Coverage = No Deposit” in the rental terms.
💰 Average Pricing (with Zero Deposit)
| Vehicle Type | Price With Deposit | Price Without Deposit (Full Cover) |
|---|---|---|
| Economy | €25/day | €35–€42/day |
| Compact | €30/day | €40–€50/day |
| SUV | €45/day | €60–€75/day |
Yes, zero-deposit rentals cost more upfront — but you avoid big credit holds and potential liability.
🧭 How to Rent a Car in Lisbon Without a Deposit – Step by Step
- ✅ Go to a comparison site (e.g. Discovercars)
- ✅ Use filters:
- “Full Coverage”
- “Debit Card Accepted”
- “No Deposit” (if available)
- ✅ Choose providers like Centauro, OK Mobility, Record Go
- ✅ At checkout, select Super Collision Damage Waiver (SCDW)
- ✅ Confirm “No Deposit Required” appears in terms
- ✅ Bring physical debit/credit card, passport, and license
⚠️ Common Mistakes to Avoid
- ❌ Buying third-party insurance only (deposit still required)
- ❌ Assuming “full insurance” = no deposit without checking terms
- ❌ Using virtual cards — usually rejected
- ❌ Booking too late — full coverage cars may sell out in summer
🧠 Why Travelers Choose No Deposit Rentals
“I didn’t want €1,200 frozen on my card — I paid €12 more per day for full cover. Totally worth it.”
“No stress at the counter. Picked up with a debit card, no questions asked.”
✅ Summary – Yes, You Can Rent a Car in Lisbon Without a Deposit
If you:
- Don’t want a big credit hold
- Prefer to use a debit card
- Want full peace of mind
Then a no deposit rental with full insurance is the best option.
Just make sure to book early, choose the right provider, and confirm the rental terms before paying.




