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📝 Best Car Rental Companies in Lisbon That Accept Debit Cards

Best companies debit card


💳 Why This Guide Is Essential

Most travelers don’t realize this until it’s too late:

“We arrived at Lisbon Airport… but they wouldn’t accept my debit card.”

Thousands of tourists each year are turned away by rental desks because they don’t have a credit card. Even prepaid online bookings are refused if you don’t meet the payment requirements.

But here’s the good news:
In Lisbon, several companies do accept debit cards, and some even offer zero deposit if you book with full coverage insurance.


✅ What Counts as a “Debit-Friendly” Rental Company?

We define it as a company that:

  • ✅ Accepts Visa or Mastercard debit cards
  • ✅ Offers low or no deposit options
  • ✅ Doesn’t require a local bank-issued credit card
  • ✅ Has transparent online booking terms
  • ✅ Allows airport pickup or shuttle access at LIS

🏆 Top 5 Lisbon Rental Companies for Debit Card Payments (2025)

Company Debit Card Accepted No Deposit Option Full Insurance Required Pick-up Location
RecordGo ✅ Yes ✅ Yes ✅ Required LIS Airport (shuttle 5 min)
Centauro ✅ Yes ✅ Yes (Smart Cover) ✅ Required LIS Airport (shuttle 7 min)
TurisPrime ✅ Yes ⚠️ Sometimes ✅ Recommended LIS Airport (shuttle 10 min)
DriveOnHolidays ✅ Yes ⚠️ No ✅ Strongly Advised LIS Airport or City Center
OK Mobility ✅ Yes ⚠️ Limited ✅ Required LIS Airport (shuttle)

🧾 What You Need to Rent a Car With a Debit Card

To avoid issues at pickup, always bring:

  • 🪪 A valid passport or EU ID
  • 🚘 Driver’s license (held for minimum 12 months)
  • 💳 Debit card (must be physical, Visa/Mastercard, non-prepaid)
  • 📲 Booking confirmation email or voucher
  • ✈️ Return flight info (some off-site rentals request this)

🛑 Not accepted:

  • Virtual cards (Apple Pay, Google Pay, Revolut virtual)
  • Prepaid debit cards (Wise, N26 prepaid)

🛡 Why Full Insurance Is a Must for Debit Rentals

Without full coverage, companies will hold €800–1500 as a deposit — even on a debit card.

💸 Don’t Overpay at the Airport

Compare real-time rental deals with no hidden fees or credit card needed.

See also  How to Avoid Rental Scams With Debit Card in Portugal

But if you book with zero excess / full protection, you can:

  • 🟢 Reduce or eliminate the deposit
  • 🟢 Get faster check-in
  • 🟢 Avoid unexpected costs for scratches/dents

📌 Full coverage is available:

  • During online booking (cheaper)
  • At the desk (more expensive)
  • Via third-party insurance (requires upfront payment if a claim is needed)

💸 Price & Policy Comparison

Car Class RecordGo (full cover) Centauro (Smart Cover) DriveOnHolidays (standard)
Economy €38/day – €0 deposit €36/day – €0 deposit €31/day – €1000 deposit
Compact €44/day – €0 deposit €42/day – €0 deposit €36/day – €1000 deposit
SUV €58/day – €100 deposit €54/day – €150 deposit €50/day – €1200 deposit

💡 Tip: Centauro’s “Smart Cover” is one of the easiest ways to skip the deposit with a debit card.


📍 Where Are These Companies Located at Lisbon Airport?

Company Terminal Presence Shuttle Time Map Available
RecordGo ❌ (Shuttle only) ~5 minutes ✅ Yes
Centauro ❌ (Shuttle only) ~7 minutes ✅ Yes
TurisPrime ❌ (Shuttle only) ~10 minutes ✅ Yes
DriveOnHolidays ✅ (some desks) or walkable ✅ Yes

📍 Tip: At LIS, follow blue signs: “RENT-A-CAR shuttle zone”


🧠 Extra Tips for Smooth Debit Card Rental in Lisbon

  1. Book online — never try to rent debit at the desk without pre-confirmation
  2. Filter by “no deposit” + “debit accepted”
  3. Take photos of the car at pick-up and return
  4. Ask about toll devices — many highways are electronic
  5. Return full tank — most rentals use full-to-full fuel policy

❓ FAQ

Can I use someone else’s debit card?
No — the cardholder must be the main driver in most cases.

What if I’m under 25?
Many companies allow drivers aged 21+ with a young driver fee — check terms in advance.

Can I drop the car off in another city (one-way)?
Yes — RecordGo, Europcar and others allow one-way rentals with a fee (€30–70).


✅ Summary: Best Lisbon Car Rentals for Debit Cards

Want to… Best Choice
Skip deposit completely Centauro Smart Cover
Use debit card only RecordGo, Centauro
Pick up fast near airport RecordGo (shuttle)
Flexible young driver policy TurisPrime, OK Mobility

🚘 Book Now With a Debit Card – No Credit Needed

Compare trusted Lisbon Airport rental deals with:

  • ✅ No credit card required
  • ✅ Full insurance included
  • ✅ €0 deposit options
  • ✅ Free cancellation

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